How to Find the Best Investments For You

The term "best investments" can and should vary by investor. In other words, "one size doesn't fit all". Everyone has a unique "investment personality". This is a culmination of their upbringing, investing experience, job history, economic climate, etc.

All of these components contribute and mold each investor's tolerance for risk; level of involvement in decision making; and inclination to venture outside of their comfort zone. Therefore, the best investments for me will probably not be the same for you. However, there are some ways to help investors narrow their choices and help them find the best investments for their specific investment personality.

STEP 1) The first step in finding the best investments for your "investment personality" is to do a self-assessment. For example:

* What is your tolerance for risk?

* How involved do you want to be in your investment portfolio decisions?

* Are you willing to consider investment alternatives that you aren't currently familiar with?


To help you with this, I have supplied a link: "Investment Personality Calculator". This will ask you questions and then calculate where you fall on a scale ranging from Conservative to Aggressive.

In addition, here is another link that should be very helpful: "7-Step Investment Planning"





STEP 2) The next thing to help determine the best investments for you is to consider your goals. Start with the big picture.

* How far away are you from retirement?

* What lifestyle do you want to lead for the rest of your life?

* Where?

* How big of a nest egg do you need for financial security: emergencies, inflation, family assistance, etc?

And so on....





STEP 3) Now, ask yourself if you can afford it. Also, how confident are you that your current investment portfolio will support your goals?

To assist you with this, I have supplied a link to the "AARP's Retirement Calculator".


This is going to help you with two things:
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1) Help determine how much money you'll need to achieve the goals you established in Step 1 above.

2) After comparing how much money you'll need versus how much money you have (or expect to have) in your investment portfolio, you will know whether or not there is a financial gap between those two amounts.


If there is a gap (and for the majority, there usually is), then you have 2 choices:
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A) You can revise your goals more conservatively (less expensively).

B) Take a hard look at your investment portfolio and make some changes.

Assuming that you will choose B) above, ask yourself: "What are the best investments that I can add to my portfolio to accomplish my goals?"





STEP 4) So how do you find the best investments for your situation based upon:

* Your investment personality?

* The financial gap between your goals and what your current portfolio can provide?


To answer this & find the best investments we need to look at history:
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It is widely held that real estate, in its various forms, has created more wealth than any other type of investment. Many folks today cringe when they think of investing in real estate because of the recent sub-prime debacle and rampant foreclosures. Meanwhile, many of these same people continue to hold on to their stocks that have declined 40-50% in value!

Unlike stocks, which can become worthless, real estate always will retain a certain amount of intrinsic value.

So ask yourself this question: "Is this a real estate buyer's market or a seller's market?" That's right! It is definitely a buyer's market. Property values have declined significantly in virtually all real estate forms (raw land land development, residential, commercial, etc.) As a result, sellers are willing to entertain most offers.


This presents an extraordinary opportunity for investors with:
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* Money to invest

* Knowledge of how and where to invest


Now, back to history: savvy investors understand that economies are "cyclical". Eventually, recoveries follow recessions. Real estate values and stocks will rebound.

Now the $10,000 Question is:
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"Where should you invest your hard-earned dollars to help you close the gap in your portfolio?"

My money says REAL ESTATE!





STEP 5: As noted in Step 4, I believe the best investments today and in the future will continue to be Real Estate.

In the short-term, I believe that investments in "distressed properties" (foreclosure properties and REO bank-owned properties) are the best investments today.

Most people reading this will say: "I'm no real estate expert and never will be, so foreclosure property investments aren't for me." Now, the great news is that you don't have to be! Read on.....

As foreclosures have become an enormous industry, exciting new companies have emerged to take advantage of this extraordinary wealth-building opportunity. These new firms are called: "REO Companies".

REO Companies buy foreclosure properties in large quantities from the banks and other lenders. They rehab these homes to "move-in" condition then resell them quickly and at a profit for their investors. And the returns on investment can be staggering!

Recall from Step 3 above we said you had two options if you have a financial gap between your goals and what your current portfolio can provide. And, we assumed that you would choose to reevaluate your investments and make some changes versus choosing to live a less expensive lifestyle.

My recommendation is that you consider investing in foreclosures & REO properties in some way. Either on your own or by investing with a professional REO Company. Personally, I choose to invest with an REO Company and leverage their expertise as a "silent partner". Here is a link explaining how this works: "Why You Should Invest in REO Companies".





STEP 6) The best investments for the mid-to-longer term (2+ years out), in this author's opinion are:

* Commercial real estate development investments

* Raw land development investments

Here is a link to learn more about these investments: "Why Land Development is a Great Investment Right Now".

Once again, you may feel, at first blush, that this is outside of your comfort zone or expertise. And my response is - it needs to be! If your current portfolio isn't going to achieve your goals, you need to consider alternatives that can!

As with investing in foreclosures and REO bank-owned properties, you don't need to be an expert. Similar to REO companies, you can invest with professional developers in both commercial real estate and raw land developments, letting the experts do what they do and share in the profits as a silent partner. (Passive income!)

We've already said that Real Estate has created more wealth than any other investment type. Furthermore, the 3 "forms" of real estate that I have recommended are the most profitable and overall best investments in the real estate industry:

* Distressed properties (foreclosures & REO bank-owned properties)

* Commercial real estate development investments

* Raw land development investments




STEP 7) Finally, if you would like recommendations on how and where to invest in these "best investments", contact me - it's FREE advice! Just click on this link: "Contact The Author" and fill out my contact form with any questions you make have. I'll be happy to tell you where I invest and how it works.


ABOUT THE AUTHOR

John Hanlin is an Independent Investment Consultant specializing in high yield safe investments secured by real estate. He is a seasoned investor of over 25 years. Mr. Hanlin is the owner of the investors' website: http://www.JohnHanlin.com Click on this link for a copy of John's FREE Special Report titled: "The Safest High Yield Investments You Can Make Today".

Where is the Best Place to Invest Money Right Now? Buying Investment Property (PART 3)

PREFACE:

In today's chaotic economy, whether it's verbalized or not, a main topic on investors' minds is: "Where can I find a legitimate high yield investment without a lot of risk to my principal?" Is this a fairy tale now or can investors still find good safe investments that earn solid returns? This series of articles provides answers to these questions.

In Part One of this series (see my blog below dated 2-27-09), we focused on "WHY" investors should consider buying investment property in the form of raw land development projects and "WHAT" makes them legitimate high yield investments. In Part Two (see my blog below dated 3-13-09), we explained "WHERE" to invest in investment property.

Today, in PART 3 of this series, we will focus on:

The Raw Land Development Process
Step-By-Step

"What are best high yield safe investments"

STEP ONE: Professional Land Developers spend a great deal of time seeking what is called the "Path of Growth". They research economic and population projections and key factors such as job creation trends to identify geographic areas with favorable growth outlooks. Then, they drill down to the community and neighborhood levels to determine the directions of future growth and new construction. To do this expertly requires a seasoned research team and a network of external contact including local government officials, business leaders, real estate brokers, builders, etc. to conduct this 'due diligence' process and help locate possible raw, undeveloped land acquisitions situated in the identified path of growth.

STEP TWO: Once raw, undeveloped land is identified in the path of growth, the Land Developer will negotiate favorable terms for acquiring the property. There are a number of ways that land developers acquire property, the two most common are:

a) Purchasing the property upfront.
b) Obtaining an 'Option To Purchase' agreement: the land developer obtains the rights to buy the raw land by a set date at a set price by offering a non-refundable deposit.

NOTE: Investors are typically sought at this stage to help fund the acquisition of the property and cover costs associated with Steps Three - Five. These are typically 'silent' partners in the raw land development project.

STEP THREE: Plans are drafted for a proposed future economic use of the land. (e.g. Master-planned communities, shopping centers, business parks, industrial complexes, etc.)

STEP FOUR: The proposed plans are submitted to the city, county, state and federal governments for necessary approvals. This is known as "The Entitlement Process" and involves all of the critical sign-offs and approvals required for the newly proposed use of the property.

NOTE: In this step, the Land Developer literally 'creates' value and this is why raw land development can be so profitable. It is this entitlement process that creates an average 300-500% increase in the value of raw land - often with limited associated costs for even higher profits!

The increased value of the newly "entitled land" results from several important factors:

A. Obtaining the necessary government approvals to build on raw land requires time, experience, relationships and the ability to manage against competing intentions for the property.

B. The land developer makes formerly raw, undeveloped land available to builders and construction contractors in "ready-and-approved-to-build condition" -- often with turn-key access to utilities, municipal water and sewer, roadways, etc.

C. Fully approved or 'entitled' land is ready for immediate construction, giving builders and contractors the benefits of accelerated cash flow and returns.

All of these factors help make raw land development projects among the safest high yield money investments available today.

NOTE: A typical raw land development project will take anywhere from one to several years to complete. This all depends upon the size and complexity of the project, plus government approval time-lines.

STEP FIVE: After the raw land's value has been increased by the completion of the entitlement process and other improvements such as access to utilities, municipal water and sewer, roadways, etc., the newly 'entitled' property is sold to Building & Construction Contractors.

Result = average 300-500%+ increase in land value

Once the newly entitled land is sold,
the Raw Land Development Process ends.
Profits are realized and Investors are paid.


Finally, the Building Contractors take over.

After purchasing the land from the raw land developer, Building Contractors will begin to install the structures (e.g. homes, golf courses, retail shops, office buildings, industrial complexes, etc.) on the newly 'entitled' land. They will go on to sell the finished homes, offices, etc. to their customers - the end users (homeowners, businesses, etc.)

About the author:

John Hanlin is an Independent Investment Consultant specializing in low risk investments and retirement portfolio planning. He is a seasoned investor of over 25 years. Mr. Hanlin is the owner and contributing author of the website: www.JohnHanlin.com which provides detailed information about raw land development investments and free independent financial advice for retirement.

The Best Investment You Will Ever Make In Your Lifetime

The headline says it all. It is heartfelt and sincere. If you miss this, I'm sorry. I don't know a better way to communicate to more people than the internet.

Here it is:

"We are RIGHT NOW faced with the greatest opportunity for financial gain that anyone in our lifetimes will ever experience."

To learn more:

Click here and sign up for this FREE Special Report.

Where is the Best Place to Invest Money Right Now? Buying Investment Property (PART 2)

PREFACE:

In today's chaotic economy, whether it's verbalized or not, a main topic on investors' minds is: "Where can I find a legitimate high yield investment without a lot of risk to my principal?"

Is this a fairy tale now or can investors still find good safe investments that earn solid returns?

This series of articles provides answers to these questions.

In Part One of this series (see blog below dated 2-27-09), we focused on "WHY" investors should consider buying investment property in the form of raw land development projects and "WHAT" makes them legitimate high yield investments. In PART TWO, we will now discuss "WHERE" to invest in these opportunities:

In December of 2004, the acclaimed Washington D.C. think-tank, Brookings Institution, sponsored a research project by Virginia Tech University titled: "Toward A New Metropolis: The Opportunity To Rebuild America".

This study explains that in order to accommodate U.S. Census Bureau population growth projections, the United States' future raw land development needs will require 209 BILLION square feet of new community construction between 2000-2030. This massive expansion will take place primarily in 10 major metropolitan regions the study calls "Megapolitans" and at an estimated cost of $25 TRILLION.

Not only does this study underscore the fact that buying investment property is a legitimate high yield investment opportunity, it tells us WHERE to invest! This was well-documented in a November 2005 article by Paul Kaihla in Business 2.0 Magazine titled: "The $25 Trillion Land Grab".

Here is what the 10 Megapolitans are being called and WHERE investors should consider investing right now:

1. CASCADIA: Will encompass land from Seattle, WA to Portland, OR. Vast quantities of cheap, prime property give this Pacific Northwest megapolitan tremendous growth potential. By 2030, massive land development activity will have filled in the greenspace between these cities, making this one huge, intertwined metropolitan region.

2. NORCAL: Will encompass property from San Francisco to Sacramento plus the Central Valley of Northern California. There will be much more activity buying investment property east of the Bay Area, where there is much more reasonably priced raw land. The Sacramento region, in particular, is expected to build more housing and office space than any other Western area excepting Las Vegas.

3. THE SOUTHLAND: This megapolitan will include real estate ranging from Los Angeles in the north to San Diego in the south and through the "Inland Empire" to Las Vegas in the east. Surging trade with China through the nation's busiest seaport in L.A. will spur massive expansion in logistics, warehousing and distribution centers throughout the region.

4.VALLEY OF THE SUN: Will encompass land from Phoenix, AZ to Tuscon, AZ. This will be the smallest megapolitan, but also the one with the biggest amount of "buildable" land at the lowest prices. This is why it is expected to become the fastest-growing metropolitan region in the United States. The main attraction: Palm Springs resort lifestyle at a substantial discount.

5. I-35 CORRIDOR: Will entail land spanning San Antonio to Dallas to Kansas City. No region better captures and caters to the Latino population explosion. A new generation of Hispanic business owners and industrialists will drive the growth, and the area will become a magnet for foreign companies trying to cash in on the U.S. Latino market.

6.GULF COAST BELT: Will encompass real estate running from Houston to New Orleans. Surrounding megapolitans will enjoy spillover growth because of the region's higher risk premium punctuated by Hurricane Katrina.

7.GREAT LAKES HORSESHOE: This will encompass land from Chicago to Detroit to Pittsburgh. With manufacturing's decline in this region, these industrial cities are evolving into a "service industries" region and are expected to attract a flood of new people to this megapolitan.

8.ATLANTIC SEABOARD: Will include property from Boston to New York City to Washington D.C. America's most heavily populated megapolitan is set to experience another expansion. And most of the new development is expected to "vertical" with new skyscrapers providing much of the new construction. Expect more urban growth versus suburban in this region.

9. I-85 CORRIDOR: Will involve land ranging from Raleigh-Durham to Atlanta. The expanse running from Atlanta to Raleigh is becoming a contiguous strip of homes and businesses. As the textile industry fades, financial services in Charlotte, telecom in Atlanta, and high-tech in the Raleigh-Durham Research Triangle will drive future growth.

10.SOUTHERN FLORIDA: Will encompass land from Tampa through Miami. Florida posted the nation's highest job growth in 2004, as baby boomers from the North poured in to take advantage of the job market and climate. Land scarcity will also drive urban growth in this region.

BONUS: UTAH 'MINIPOLITAN': This is an add-on to the Brooking study markets. Key areas in Utah are experiencing tremendous population and job growth and need to be added to the list.

So, that summarizes "WHERE" investors should consider buying investment property (particularly: raw land development investments), as a "legitimate" high yield investment opportunity.

PART THREE of this series will focus on the PROCESS of Raw Land Development.
PART FOUR of this series will focus on HOW to invest in Raw Land Development projects.

About the author:

John Hanlin is an Independent Investment Consultant specializing in low risk investments and retirement portfolio planning. He is a seasoned investor of over 25 years. Mr. Hanlin is the owner and contributing author of the website: www.JohnHanlin.com which provides detailed information about raw land development investments and free independent financial advice for retirement.

Why You Need To Invest In Raw Land Development Right Now!

My previous blog dated February 27, 2009 was the first in a series of articles I am writing, titled:

"Where is the Best Place To Invest Money Right Now: Buying Investment Property"

[If you haven't read this article, please scroll down and do so before continuing with the rest of this blog.]

This series of articles explains why Raw Land Developments are the absolute best low risk investments available to investors today. This is because, they can offer BOTH superior asset-backed security on your principal and unparalleled profit potential.

To validate these claims with facts, my company recently authored a press release titled:

"Latest Population Projections Predict A Land Development "GOLD RUSH" in 10 U.S. Markets"

This press release explains how population growth projections will require a land development boom unlike anything we've ever seen in the United States. And that includes the expansion following WWII !

Here is the bottom line: We know that Raw Land Development is about to undergo a massive expansion - in fact, it's already underway. We also know WHERE this expansion is taking place.

The only question left is: "HOW can you take advantage of this investment opportunity?"

And the answer is: "By investing in the professional land development companies that are spearheading this enormous undertaking." The key is picking the right ones. I'll be happy to share my recommendations. Just take a minute and complete my Contact Info Form.
About the author:

John Hanlin is an Independent Investment Consultant specializing in low risk investments and retirement portfolio planning. He is a seasoned investor of over 25 years. Mr. Hanlin is the owner of the website: http://www.JohnHanlin.com which provides detailed information about raw land development investments and free independent financial advice for retirement.

Where is the Best Place to Invest Money Right Now? Buying Investment Property (PART 1)

[This is the first part of a new series]

In today's economy, most investors are asking this question:

"Where is the best place to invest money right now?"

This series of articles, starting today, will set out to answer that question. Specifically, the series will explain why and where savvy investors should be buying investment property (real estate) -- our recommendation for the best place to invest money right now. Furthermore, the series will explain why these investment properties should be in the form of raw land development investments.

First, some background:

It is widely held that more riches have been created by real estate than any other form of investment. Taking that one step further, raw land development is the most profitable form of real estate.

So, you can do the math: Where is the best place to invest money right now? Raw land development.

Can you think of a better time to purchase real estate than in a down market? The golden rule of investing is to always "buy low and sell high" right?

Here's WHY investors should consider buying investment property right now:

1. More millionaires have been made by investing in real estate that any other investment.

2. Raw land development is the most profitable form of real estate investment. Per industry average: professionally managed raw land development projects increase the value of undeveloped, raw land by 2-5 times its original price. (i.e. A professional raw land developer will sell their completed raw land development project for 200-500% more than they originally paid for the property. And it can be much higher.

3. In addition to being among the most profitable forms of investment, raw land development (professionally managed) can be one of the most secure, low risk investments an investor can make. This is because the raw land developer will typically back their investors' principal with the assets of their project (the property itself). In addition, they will place their investors in 1st position for project assets and revenue.

This means that in the event of a developer default on a raw land development project (heaven forbid), the land itself can be sold so that the investors can recoup part or all of their principal plus any net profits. Also, it means that the investors, being in 1st position, are first in line to be paid if project assets must be sold -- making this one of the most secured forms of investment available to investors.

4. Property prices are reasonable right now. Buying investment property in the form of undeveloped, raw land is a 'buyer's market' today.

This is because landowners aren't any different than other folks. They have been affected by the stock markets and the overall economy like everyone else. The net effect is that many are willing to sell their undeveloped land right now for very reasonable prices because they need the money.

As a result, raw land developers are in need of investors right now to help them acquire raw land at these 'bargain basement' prices.

5. The United States population is projected to grow +29% from 2000-2030. (U.S. Census Bureau) That means the addition of 82,000,000 new people in America. And these people are going to need new homes, new schools, new stores, new communities to support them.

Where are these new homes, schools, stores & communities going to come from? Raw land development.

Are you starting to see the answer to our question: Where is the best place to invest money right now?

Look for Part 2 of this series coming soon:

"Here's WHERE investors should consider buying investment property right now"

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

Best Investments for Your Future

Is retirement coming soon in your future? How prepared are you for this? What financial situation and lifestyle will that cast you into? Could you use some free independent financial advise to help get your retirement investments on track so that you can lead the lifestyle you've always dreamed of?

We have developed a "7-Step Retirement Action Plan" for investing in your future. One of the elements of this plan is to consider alternative investments for your retirement portfolio.

Real estate has proven time and again to be the single best growth investment worldwide. We suggest that investing in real estate can be either scary or it can be a "no brainer" depending upon how you go about the investment process and what form of real estate you invest in.

You've probably heard is said the real estate has created more millionaires than any other form of investment. To take that one step further: Raw Land Development is the most lucrative form of real estate. This is why many of the world's wealthiest investors have put their money in raw land development investments for generations.

"Raw land development is probably the most profitable and most secure form of investment that you never heard of."

Raw land development is NOT the same thing as "land banking" or "raw land investing" which is where you would buy a piece of raw land, sit on it, do nothing to it, pray for appreciation and then hopefully sell it for a profit someday. That just ties up your money with an unknown return on investment. While land banking can be very profitable, we believe there are better and lower-risk investments for your hard-earned money.

Raw land development investments are where you invest as a "silent partner" with an experienced, professional land developer in a well-researched, raw land development project.

Silent partner investors share in the land developer's net profits. And, in addition, some professional developers will also pay you interest for the use of your money until the principal is returned to you.

After a lot of due diligence and research, a professional land developer will acquire raw, undeveloped land in the path of future community growth. Then, they obtain governmental approvals for rezoning and preparing the property to build upon. Finally, they sell the newly "improved" or ready-to-build land to building contractors and construction companies. This land could be used by the builders for any number of purposes: residential projects, shopping malls, industrial complexes, business parks, government offices, schools, golf courses, etc.

NOTE: The raw land development process may sound simple in concept. However, the process can involve in excess of 100 governmental entitlements (approvals) that must be completed and can take months or even years, depending upon the size and complexity of the project. This is why we recommend investing with an experienced, professional land developer versus doing it on your own.

** The industry average for a professionally managed, raw land development project is a 300-500% increase in value. In other words, the land developer will sell the newly "improved" land to building contractors and construction companies for 3-5 times what they originally paid for the raw land. **

So, that explains why raw land development can be so profitable. Now let's discuss "investment safety".

The professional land developers that we invest with always put their silent partner investors in "first position" for the raw land development projects' assets and revenue, meaning that the investors get paid first. In addition, the investors' principal is asset-secured (also termed: asset-backed). This means that in the event of a default situation by the land developer (heaven forbid), the land and other project assets can be sold and the investors can recoup all or part of their investment (plus any potential profit).

This is safety and security that investors rarely find outside of real estate. Consider the stock market for example: if the value of your shares drops to zero, what is left? No recourse and no security. This is why we consider professionally managed raw land development to be the best high yield safe investments available today.

And, we can show you different ways to invest in raw land development: from how to find the right projects; to how to use your 401k and/or IRA funds to invest.

"What is the best investment for my money?" We all ask that question and very few of us actually know what the answer is. Our website gives you that answer and also gives you the opportunity to do it now to help you prepare for a comfortable, secure retirement.

There are many options today for investing your money, including a lot of "get rich quick schemes". That is not what investing in Raw Land Development is about. This is an investment that has been around for many generations. It is a proven process and a huge industry. However, even in this business there are companies that either don't know what they are doing or are just after your money. So, of course, you need to thoroughly check them out before investing. That is where we can help.

We believe that everyone should have the opportunity for a bright and beautiful future with financial security in their retirement investments.

Eventually, we all grow old and must plan for retirement. It does not need to be stressful nor does it have to be difficult. However, it does need to happen now with you making the decision to take control of retirement future. That is why our "7 Step Retirement Action Plan" was developed: to provide a practical process that you can follow to achieve financial security and live the lifestyle that you've always dreamed of for your own retirement.

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

Raw Land Development Can Be a Wise Investment

The economy is presently in major distress, so the financial future for you and your family will depend on the way you invest your money right now. Investing in a professionally managed raw land development project can be a very profitable and secure investment for your future and retirement.

Raw land developments are cornerstone investments for some of the world's wealthiest investors and have been for generations. Besides being among the safest money investments, they also provide consistently superior profits versus other high yield investments. You work hard for your money so shouldn't you invest it in something that will return substantial profits and work for YOU?

Finding the right raw land development to invest in can prove to be a challenge; therefore it is very important that you work with a knowledgeable and reputable person who has relationships and experience with these investments. This can be accomplished by seeking professional advice and information available from an online expert to guide you in the right direction.

Concerned that you don't have money to invest? Did you know that you can invest your IRA in real estate investments tax deferred? (Even your 401K !) I can tell you how!

Ensure your family’s financial security with the proper investments and allow yourself the assurance that your family will remain financially stress free. There are numerous options available for you to invest your money, so it can be confusing. But with the expert advice of a professional you can enjoy the investments they help you choose.

Develop a common sense retirement plan with high yield safe investments that have been proven to provide a substantial income for their investors. An investment expert can provide information that will enable you to make sound financial investments while playing it safe with your hard earned money. Stop throwing your money away in stocks or other unsecured investments and start investing in assets that will bring you and your family a lifetime of financial freedom and security.

Start your new year with a new investment plan to make informed decisions that will provide the comfort of financial freedom and allow you to spend your retirement years the way you intended. Travel, purchase a new car or the home of your dreams while still having enough money to enjoy life and enjoy a steady income. Your children and grandchildren will thank you for securing their financial futures.

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

Rock-Solid Investments

Your financial future and that of your loved ones is one of the most important things in life to secure and can make your life less stressful. With the confidence that comes from making safe investments, whether in high yielding, asset-secured investments like professionally managed raw land developments (or some other safe money investment), you can sleep easier at night.

Are you thinking to yourself : "I don't know enough about investing to know how to identify or find the safest money investments"? Well, you have an expert who is willing and eager to help you protect your financial future and that of your children and your grandchildren. Best of all, this information is FREE!

This online expert can provide the information you need to direct you toward the safest money investments available today as well as the best high yield safe investments like raw land developments noted above. (And, these investments can provide BOTH superior profits AND asset security.)

Also, did you know that you can use your Individual Retirement Account (IRA) funds to invest in real estate? The fact is that you can and I can help you learn how.

With the information this online expert will provide, you can feel comfortable that your money is invested in solid, low risk investments to protect your hard-earned money and get it working for you.

With the U.S. economy in distress and not knowing where it is going in the coming years, the investment choices you make today will determine your future financial situation. Worrying about the security of your job is enough stress to live with. Why not ease some of your financial worries and consult my expert advice online?

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

HERE'S AN ADDED BONUS: "How To Earn Double-Digit Returns"

eHow Article: "How To Invest Your IRA Funds In Real Estate Tax Deferred"

Would you like to invest in a Real Estate investment such as a Raw Land Development but don't have money available to do?

Guess again!

What about your IRA account or your 401K funds? What, your account doesn't offer you the option of investing in such things? Well, you're in the majority, but not stuck there if you don't want to be.

On February 2, 2009, I wrote an article for eHow.com titled:

"How To Invest Your IRA Funds In Real Estate Tax Deferred"

The article explains that most people are restricted by the institution who manages their IRA in the type of investments that they can invest in. Fully 96% of IRA accounts today are invested primarily in what are called "Traditional Assets" which mostly include things like stocks, bonds and mutual funds. As a result, most IRA investment portfolios are at great risk in the event of a financial market downturn. And if this downturn is severe enough, it could wipe out a person's retirement savings or certainly set their retirement plans back for many years. Why is that?

The reason is, to be 'properly' diversified, an investment portfolio should be invested in BOTH Traditional Assets AND 'Alternative Investments' (which include assets like real estate, precious metals, oil & gas and commodities, to name just a few.) This is because Alternative Investments have price movements that are different from Traditional Assets, thereby reducing the risk within a portfolio and at the same time, increasing overall returns. To learn more about this, please view my article and video below:

Article: "How To Properly Diversify Your Retirement Investment Portfolio"

Video: "How To Properly Diversify Your Investment Portfolio For Safe Investing"

Now here is the problem: 96% of investors' IRA accounts do not even OFFER Alternative Investments. Their IRA institutions only offer Traditional Investments. Therefore, people don't have a choice to properly diversify their IRA retirement portfolios.

What can you do about it?

For starters, you should read my article above titled "How To Invest Your IRA Funds In Real Estate Tax Deferred". It will explain the simple steps necessary to start investing in Alternative Assets like Raw Land Developments within your IRA account tax deferred by converting to a 'Self Directed IRA'.

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

Reuters News Article: "U.S. Housing Market Bottom Within Sight"

On February 5, 2009, Reuters published a news article by Julie Haviv titled:

"U.S. Housing Market Bottom Within Sight"

The article cites a report generated by Moody's Economy.com titled "Housing In Crisis: When Will Metro Markets Recover?" - an analysis that has been cited by top advisers in the Obama administration in relation to the U.S. economic stimulus package.

Here are a few of the key points in the Reuters article:

• A bottom is within sight, likely in the 4th quarter of 2009 nationally.
• An improvement could portend a turnaround for the U.S. economy & help stop losses at U.S. banks.
• Positive signs: inventories are flattening, prices are more reasonable & sales are nearing stability.
• From peak to trough, total U.S. home sales will have dropped by 40% & housing starts by 70%.
• The outlook assumes action by U.S. policymakers with regard to the economic stimulus package.

To view the Reuters article, click on the article title in italics above.

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

Press Release: "Latest Population Projections Predict A Land Development 'Gold Rush' In 10 U.S. Markets"

A press release from my company, Professional Sales Co., was distributed on February 3, 2009 summarizing the findings of several well-known sources including the U.S. Census Bureau and titled:

"Latest Population Projections Predict A Land Development 'Gold Rush' In 10 U.S. Markets"

The fact is, this raw land development "gold rush" is already underway. Raw land is being gobbled up by savvy investors and land developers in these 10 U.S. markets at a hectic pace. But there is a long way to go and great opportunities are available for informed investors to participate in this land development explosion for the next 25 years!

To read the press release, click on the title in italics above for a direct link.

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)

High Yield Safe Investments

A lot of people today have been stung by the current financial conditions, whether in stocks or otherwise. And, as a result, many are running for cover and seeking the safest money investments they can find to shelter their assets until the U.S. economy turns around.

We're seeing many investors now moving their money into investments like cash and "Treasuries" (EE bonds, etc.) that aren't even going to keep pace with inflation. And although they aren't happy about losing money on any investment, they are settling for losing a little versus losing a lot somewhere else (e.g. the stock market).

I too have taken a more conservative approach with my investment portfolio, but I would like you to understand that you can still find excellent high yield safe investments right now if you know where to look! That's the key: most people don't know where to look, so they are settling for break-even or money-losing investments, when they really don't have to.

"You can still find low risk, high yielding investments without having to settle for break-even or money-losing assets like cash and treasuries! And I'm going to tell you how and where to find them."

In future blogs, I am going to share information about one of the best high yield safe investments that an investor can make: Professionally Managed Raw Land Developments. They have been cornerstone investments for many of the world's wealthiest investors for generations because they can deliver BOTH asset security and superior yields. Best of all, they are expected to flourish for the next 25 years due to projected population growth. And I will be explaining why, how and where this is happening. So, please stay tuned!

For FREE independent financial advice about safe investing and retirement, visit my website at: www.JohnHanlin.com. I specialize in the safest money investments and the best HIGH YIELD safe investments, particularly in raw land development. (Please fill out the Contact Form on my website if you have questions that the website couldn't answer.)